Terms of use

Information, not advice

All content, including calculator output, is general information for business owners. It is not accounting, tax, legal, insurance or financial advice, and it does not take your circumstances into account. Decisions you make remain yours; for material decisions, consult a qualified professional.

Accuracy

We research carefully and review pages on a schedule set out in our editorial policy, but prices, products and regulations change. We give no warranty that content is complete, current or error-free, and we accept no liability for loss arising from reliance on it, to the fullest extent permitted by law.

Calculators

Calculators produce estimates from the figures and assumptions you supply. They run in your browser and are provided as-is, without warranty of fitness for a particular purpose. Check any figure that matters before acting on it.

Third-party links

We link to third-party sites and services, some via affiliate links as described in our affiliate disclosure. We do not control those sites and are not responsible for their content, pricing or practices.

Intellectual property

Content on this site is ours or used with permission. You may read, print and share links for your own business use. Republishing substantial extracts, or using our content to train models or generate derivative articles, requires written permission. Short quotations with a clear link and attribution are welcome.

Acceptable use

• Do not attempt to disrupt, overload or gain unauthorised access to the site.
• Do not scrape at a volume that degrades service for other readers.
• Do not submit unlawful, abusive or misleading content through our contact route.

Changes

We may amend these terms and will update the date above when we do. Continued use after a change means you accept the revised terms.